How Long Does It Take to Close on a Home in Florida?

Home buying can be exciting and also nerve wracking for many individuals. The process of legally becoming the owner of your new property may take longer than you had anticipated.

Many individuals are fixated on finding the right house and negotiating the price. However, the home buying process is often more complex than that. Whether you are a seasoned home buyer or it’s your first time buying a home in Florida, there are several steps and hiccups that can arise throughout the closing process.

Closing day is the date when you finalize all the paperwork to officially become the legal owner of your home. But the closing process takes more than a day to complete—especially if you are using a mortgage to pay for it.

How Long Does Closing on a Home Take?

You are excited about owning your home and anticipate a quick and simple process. However, there are several factors that can affect the length of time it takes to close on a home in Florida.

While there is no finite answer when it comes to determining how long it will take for you to close on a home, the average time frame is 30-45 days (if it’s a cash deal, the average time may be reduced to about 15 days). This time frame depends on the circumstances, including the financing involved, the housing market, and the many other steps involved in the closing process, such as:

  • Signing documents
  • Earnest deposit
  • Home inspection
  • Property appraisal
  • Financing process
  • Closing cost payment
  • Title transfer

Helping You Close on Your Florida Home

Purchasing a home is one of the largest investments you will make. There are several complexities throughout the process, which is often why many individuals choose to hire a real estate attorney to help with the closing process and ensure it is a smooth transaction.

At Apfelbaum Law, we help home buyers and sellers with all their real estate closing needs. Contact us today to learn how we can help you.

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